Simple budgeting for big bills

Never be caught out by a big bill again.

Car insurance. Christmas. The MOT. Tell us what's coming and we'll show you how much to put away each month, so the money is there when you need it.

Start for free

Takes two minutes. No bank details needed.

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Car insurance£900
  • Jan
    £75
  • Feb
    £75
  • Mar
    £75
  • Apr
    £75
  • May
    £75
  • Jun
    £75
  • Jul
    £75
  • Aug
    £75
  • Sep
    £75
  • Oct
    £75
  • Nov
    £75
  • Dec
    £75

£900 of car insurance once a year becomes £75 a month — put a little aside and the bill is already paid.

Have a go — no sign up needed

Move the sliders or change the months. Watch the number update.

Put this much aside each month

£675/month
Car insurance£225.00/month
£900
Christmas£400.00/month
£1,200
Home insurance£50.00/month
£300

Ready to try it with your own bills?

Start for free

Small monthly amounts are easy. Big one-off bills are hard.

A £900 car insurance bill feels scary. £180 a month for five months? Much easier. Annualiser turns every big bill into a small monthly amount, then adds them up — so you only have one easy number to remember.

Add your bills

The ones that come once a year, like car insurance or Christmas. Our list helps you remember them all.

We do the maths

We split every bill into small monthly amounts. No sums, no spreadsheets.

Put a bit aside

Save one simple amount each month. When a big bill arrives, the money is already waiting.

Get a nudge before bills renew

We tell you when it’s time to look for a cheaper deal, so you never overpay.

The annual bills checklist — 68 costs to save for

Every once-a-year bill people forget about, and the best time to find a cheaper deal on each one.

How much should I save each month?

How we work out your number, what happens when a bill is due soon, and other common questions.

No bank details. No spreadsheets. No confusing charts. Just your bills and one simple number.